Freelance Hourly Rate Calculator

Calculate the minimum hourly rate you need to charge to hit your income goals.

Software, insurance, equipment, etc.

52 minus holidays, sick days, gaps

Exclude admin, sales, networking

Added on top of minimum rate

$91.51
Minimum rate/hr
$109.81
Recommended rate/hr
1,380
Billable hrs/year
Pre-tax income needed$114,285.71
+ Annual expenses$12,000.00
Total to bill per year$126,285.71

$91.51/hr is your floor — charging less means you won't hit your income goal. The recommended rate of $109.81/hr adds a 20% buffer for slow months and growth.